Social Security Max 2025 Amount Increase. In 2025, you can earn up to $22,320 without having your social security benefits withheld. 42 rows see how we use earnings to compute a retirement benefit amount.

In 2025, the annual increase to social security benefits (cola) will be 3.2%. But retirees who receive the maximum social security payout will see much higher earnings, with their monthly checks jumping to $4,873 in 2025, according to the agency.